1. Historical, Qualification, and Licensing Reference Only: This website (the "Website") is a purely static informational webpage established by Glore Financial Services Limited (Glore). This Website sole purpose is to provide the public and existing clients of Glore with a reference regarding Glore's foundational year, regulatory registration numbers, and historical track record, including the number of insurance companies with which business collaborations have been established over the past two decades. This Website does not provide any real-time interactive functionalities, online policy inquiry services, or external links to any insurance companies.

2. Historical and Static Limitations of Information: The cumulative number of historical partners mentioned on this Website (no fewer than 30 companies) represents a historical, cumulative record over the past two decades, which includes insurance companies that have undergone name changes, mergers, restructurings, or have ceased new business relationships. Glore is under no obligation, nor does it possess the capacity, to update the content of this Website daily or periodically. Therefore, the information contained on this Website in no way represents Glore's current, real-time appointment status or the scope of new business solicitation with any insurance company.

3. User's Sole Responsibility for Verification: Users of this Website (including the general public and existing clients of Glore seeking after-sales services) explicitly acknowledge and agree that the information on this Website is purely for static historical archiving purposes. If users of this Website wish to verify Glore's most current and accurate legal scope of authorization and real-time insurance company appointment details, it is the absolute responsibility of the Website users to conduct real-time inquiries directly via the official Register of Licensed Insurance Intermediaries of the Hong Kong Insurance Authority (IA) or the Mandatory Provident Fund Schemes Authority (MPFA). Glore shall not bear any legal, administrative, or civil liability for any direct or indirect losses, administrative disputes, or misunderstandings arising from the reliance on or use of the information on this Website by any user.

4. No Solicitation or Professional Advice: Under no circumstances shall the content of this Website constitute, or be construed as, an offer, solicitation, invitation, or professional insurance advice by Glore regarding any insurance product to any user of this Website.